Compare multi-year Roth conversion scenarios to see what works for your situation
Map out Roth conversion scenarios across your lifetime and see how each one impacts your tax bill, and your long-term wealth.
Flexible enough for your specific situation. Simple enough that you don't need a spreadsheet or a financial expert to use it.
How it works
Describe your situation
Share a few details: your income, retirement savings, and how you see the next few years unfolding. Career change, early retirement, sabbatical, whatever your path looks like.
See what the numbers say
Our planner searches across conversion scenarios and surfaces the schedule that keeps you in the lowest brackets, maximizing your after-tax wealth over time.
Explore the full picture
See how conversions fill your brackets year by year, then adjust anything (income, conversion amounts, assumptions) and watch the impact in real time. Understand the tradeoffs and plan with confidence.
See it in action
Margaret, 63. Registered nurse who retired last year. $1.4M traditional 401(k), no Social Security yet, and 10 years before required minimum distributions force six-figure taxable income. The conversion window is open right now.
View full analysis →